Home Loan Payment Guide

A handy reference to chart monthly loan payments at various loan amounts and interest rates. The monthly loan payments below represent initial principal and interest amounts for a 30-year loan. Don’t forget, you will have other housing costs, including taxes, insurance, and homeowner’s fees (for condominiums). Payment amounts will change if you have an adjustable rate loan. This is not a loan commitment or a commitment to rates or fees. Annual Percentage Rate (APR) figures are not included.
Your monthly loan payments:
Loan Amount
Interest Rate (%)
3.5 4.5 5.0 5.5 6.0 6.5 7.0 7.5 8.0
$300,000 1,347 1,520 1,610 1,703 1,799 1,896 1,996 2,098 2,201
$400,000 1,796 2,027 2,147 2,271 2,398 2,528 2,661 2,797 2,935
$500,000 2,245 2,533 2,684 2,839 2,998 3,160 3,327 3,496 3,669
$600,000 2,694 3,040 3,221 3,407 3,597 3,792 3,992 4,198 4,403
$700,000 3,143 3,547 3,758 3,975 4,197 4,425 4,657 4,895 5,136
$800,000 3,592 4,053 4,295 4,542 4,796 5,057 5,322 5,594 5,870
$900,000 4,041 4,560 4,831 5,110 5,396 5,689 5,988 6,293 6,604
$1,000,000 4,490 5,067 5,368 5,678 5,996 6,321 6,653 6,992 7,338
$1,250,000 5,613 6,334 6,710 7,097 7,494 7,901 8,316 8,740 9,172
$1,500,000 6,736 7,600 8,052 8,517 8,993 9,481 9,980 10,488 11,006
$1,750,000 7,858 8,867 9,394 9,936 10,492 11,061 11,643 12,236 12,841
$2,000,000 8,981 10,134 10,736 11,356 11,991 12,641 13,306 13,984 14,675
$3,000,000 13,471 15,201 16,105 17,034 17,987 18,962 19,959 20,976 22,013
$4,000,000 17,962 20,267 21,473 22,712 23,982 25,283 26,612 27,969 29,351
$5,000,000 22,452 25,334 26,841 28,389 29,978 31,603 33,265 34,961 36,688

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San Francisco Real Estate Group
San Francisco Real Estate Group