Residential Lending: When you are looking for a loan for a primary residence, vacation home, home construction or remodel, First Republic can guide you through the process and offer creative, cost-effective financing options.
We’re fast.
   • We can pre-qualify your clients in hours and provide a commitment letter    to give them a competitive edge.
We’re flexible.
   • Our entrepreneurial environment means that decisions are made quickly,
     solutions are customized and complex financial issues are met with creative thinking and action.
 
 
We’re innovative and offer competitive pricing and many customized products such as:
   • All-in-one acquisition/construction/permanent loans
   • Vacation and second home financing
   • Bridge financing
   • Brokerage/Securities financing
   • Single family home loans
   • Cooperative and condominium loans
   • Residential income property loans
   • 100% financing loan option with additional collateral
   • Home equity lines of credit

Listening is my key component in determining the needs of clients. Fulfilling those needs in a timely manner with great efficiency is my mission. Ultimately my goal is to give the most effective financial guidance to investors and homeowners alike.

I give clients a financial mirror to allow them the opportunity to take a unique unbiased look into their financial portfolio which allows them to make prudent decisions in structuring their financing.

Elaine has 25 years in the lending industry and during that time, has enjoyed helping many customers achieve home ownership or realize substantial savings through finance restructuring. She excels at rallying all parties involved (realtor, escrow, processor, underwriter to name a few) to ensure that the loan process continues to move forward to successful completion. Elaine has navigated through the various changes in the lending industry and knows the importance of always having a Plan B which requires anticipating potential issues.
“Communication is key! I ask lots of questions to make sure I truly understand my clients’ needs and can offer them beneficial options. I also make every effort to manage expectations appropriately. Attending my loan closings, especially for purchases, is essential, just to make sure all goes according to plan. Nothing better than happy clients and satisfied business partners!”
 
Let Elaine put her 25 years’ experience to work for you!

Over a period of 15 years, James, IPX1031® Vice President and Account Executive, has learned about 1031 Exchanges from the bottom-up, starting with documenting the process in accordance with IRS regulations all the way to running seminars and educating audiences.

James has received the prestigious CES® (Certified Exchange Specialist) designation by the Federation of Exchange Accommodators. James frequently speaks to investors, commercial brokers, REALTORS®, attorneys and CPAs on the “ins and outs” of exchanges, associated tax implications and how to build wealth within real estate by utilizing 1031 Exchanges.